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Finance News with Stephen Dullens

By Rachael Vrana

How well are you looking after one of your largest assets?

For many of us, especially younger workers, superannuation is not something we keep in the front of our minds. With complex investment strategies and frequent legislation changes, it becomes hard to keep up with what we actually have and how the system works…instead, thinking that our superannuation is something to worry about “later on”. The reality is that for many people, their superannuation (along with their family home) are the two biggest assets that they will accumulate over their lifetime.

While it may be some time before many of us access our super, it’s important to note that small changes that we make now can mean significant cost reductions and higher retirement savings in the long term. Did you know, consolidating your superannuation into one account can means tens of thousands worth of additional super by the time you retire?

As well as this, it’s important to ensure we have all of the super that we’ve earned. Statistics from the Australian Taxation Office estimate that there are 2.5 million lost superannuation accounts containing lost super of nearly $16.8 billion…that’s a lot of time and effort to simply be sitting in ATO bank accounts!

If you’ve worked multiple jobs or moved address, there’s a fair chance one of these 2.5 million accounts are yours and you have superannuation owing to you. You can search for this quickly, easily and for free online.

More information about locating lost superannuation is available from the Australian Taxation Office website.

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