Structuring your Borrowings
Are you structuring your borrowings in the most effective way?
Generally, financial institutions will charge higher interest for smaller or unsecured loans (such as personal or car loans for an individual or unsecured overdrafts for a business) verses larges loans such as a business loan or mortgage.
Often, consolidating loans can bring many benefits – not only can this save you interest and bank fees but will also be convenient by having all of your borrowings in the one place, often making it easier to manage.
Structured the right way, this can also be tax effective…very important with June 30 just around the corner!
Trends move at lightning speed, and six once-favoured styles are on the way out. Leading designers reveal what’s falling behind and what to embrace in 2026 if you want to stay ahead of the curve. Greige Greige, a nuanced blend of grey and beige, first piqued attention in the 1980s … Read more
Australia’s housing market shows two-speed performance. Major east-coast capitals stall while Perth, Adelaide and regional areas continue climbing. Supply shortages fuel outperformers as auction competition cools nationwide.